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Chime is a financial technology company that provides online banking services but is not a traditional bank. It partners with The Bancorp Bank or Stride Bank, N.A., to offer FDIC-insured banking services through its mobile app. Users can open a Chime Spending Account and optionally a Chime Savings Account. In a 2024 review, Chime is noted for its user-friendly app, lack of fees, and early paycheck access. However, it does not offer some traditional banking services.

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